Attention homeowners in Williamsburg and Grand Traverse County: Get an Appraisal today!

Here are the top 7 reasons MI homeowners need B. Fitzpatrick:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge Grand Traverse county's assessment of your propertyworth
Remove PMI to lower a mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
Settle an estate in MI by determining the true market value of property in question

Own a home in or near Williamsburg, MI and need help determining the value of it?
Contact B. Fitzpatrick.

At B. Fitzpatrick, we understand the individual needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a consumer that probably doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at B. Fitzpatrick, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you dismiss undesirable PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that's going down or is not appreciating as much as other homes close to yours. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an appraisal report from B. Fitzpatrick is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. B. Fitzpatrick can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? B. Fitzpatrick can help with that too. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.